Personal Checking Accounts with Hometown Service
Key Takeaways:
-
What we offer: The Bank of Marion provides simple, community-focused personal checking accounts with no hidden "bank-speak"
-
Top Features: Every account includes FREE mobile banking, FREE Electronic or Printed Monthly Statements, FREE online bill pay, and instant-issue debit cards with Apple Pay, Samsung Pay and Google Pay integration, and more.
-
The Perks: Open a new checking account today and receive a FREE Pom Gear® Charger. We'll even buy back your unused checks and debit cards from your old bank!
-
Local Roots: Serving our neighbors in Southwest Virginia and beyond since 1874.
Compare Our Personal Checking Accounts
Ready to find the perfect fit for you? Whether you are looking for a simple, totally free checking account or want to earn competitive interest, we have the perfect solution for you. Compare our options below and use our fast online application to open your account in minutes—because we believe you deserve cutting-edge digital convenience backed by real, local service.
| Account Type | Monthly Service Charge | Key Benefits |
|---|---|---|
| Totally Free Checking | $0 | FREE First Order of Custom Creations Checks. No minimum balance, no monthly service charge, and no per check charge. |
| Fabulous 50 Interest Checking | $0 | Customers 50+: Competitive interest, FREE Custom Creations Checks, and FREE Travel Club Membership. No minimum balance and no monthly service charge. |
| Platinum Interest Checking |
$6 |
Tiered Interest Rates for Higher Balances. FREE Custom Creations Checks and FREE Travel Club Membership. |
|
Preferred Benefits Checking |
$6.95 |
FREE Custom Creations Checks, Cell Phone Protection, and CyberScout® identify theft resolution. Roadside assistance, $10,000 accidental death insurance, plus shopping, dining, and travel discounts. See details. |
(Note: Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details. Bank rules and regulations apply. Minimum opening deposit is only $25. Ask us for details.).
We Give You More Free (Including a Gift!)
- FREE Electronic or Printed Monthly Statements
- FREE Instant Issue Debit Card
- FREE Online Banking
- FREE Mobile Banking
- FREE Mobile Deposit
- FREE Online Bill Pay
- FREE MoneyPass® Network with thousands of surcharge-free ATMs
- FREE Welcome Gift **
- Buy Back of your unused checks and debit cards from another financial institution***
- Apple Pay, Google Pay and Samsung Pay: Add your Bank of Marion Debit or Credit cards to the top of these digital wallets to make fast and secure purchases in stores, in apps and on the web.
FREE Pom Gear® Charger with any new checking account!

Switch Your Direct Deposits with Ease!
ClickSWITCH is our automated account switching solution that streamlines and simplifies the process of submitting new account information for direct deposits to our bank.
Moving direct deposit accounts to a new bank can seem overwhelming. ClickSWITCH eliminates the headaches of having to contact multiple businesses to move your accounts to The Bank of Marion.
Existing customers with checking accounts at our bank can easily move all their external direct deposit accounts to our bank, too. Just open online banking and click on Direct Deposit Switch.
ANOTHER GREAT REASON TO SIGN UP FOR A CHECKING ACCOUNT:
Checking customers with an existing account with us for 96 days or more may qualify online in minutes for our HOMETOWN EXPRESS line of credit of $1,500 to $15,000. Have your funds available in as little as one business day.
Frequently Asked Questions (FAQ)
Q: Can I open a bank account online instantly?
A: Yes! You can open your checking account online quickly and securely through our website. Our fast online approvals respect your time, giving you access to digital tools right away.
Q: Is the Totally Free Checking account actually free?
A: Absolutely. Our Totally Free Checking account has no minimum balance requirements and no monthly service charges. It's a truly free checking account.
Q: What is Overdraft Privilege?
A: We want to be your protective guardian when financial surprises happen. We offer Overdraft Coverage Options to help ensure your transactions are covered. Contact us or visit a branch for full details on how to opt-in safely.
Q: Where can I use my Bank of Marion debit card?
A: Everywhere major credit cards, Apple Pay, Samsung Pay, and Google Pay are accepted! Plus, you can withdraw cash with no surcharge at thousands of MoneyPass® ATMs nationwide.
Ready to join the family?
Stop by and see us at one of our 14 local full-service branches, or click below to get started.
*Transaction items include all debits and credits. If the Totally Free Business account exceeds 1,000 free monthly transactions, the account may be converted to another checking product.
**We reserve the right to substitute a gift of similar value. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening.
***Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.
See Important Information here about our
Overdraft Coverage Options:


