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Disclosure: As low as *7.75% A.P.R.* (current rate – Prime plus 0.00% and subject to change) *Annual Percentage Rate (A.P.R.) based on Wall Street Journal Prime Rate (“Prime”) adjusted daily. As of 11/8/2024, the Prime rate is 7.75%. The Annual Percentage rate is variable and will have a minimum rate of initial rate and a maximum rate of 18.00%. 1-4 family, owner-occupied property only. This is a variable rate and therefore subject to change. Hazard insurance is required and flood insurance may be required. Your interest may be tax deductible, consult with your local tax advisor. No closing cost option is available for lines greater than or equal to $10,000.00. Subject to credit approval, some restrictions may apply. Member FDIC and Equal Housing Lender