Get Your IRS Tax Refund Faster with Direct Deposit

Don't wait weeks for a paper check to arrive in the mail. Direct deposit is now the primary, most secure way the IRS distributes refunds. By choosing to have your funds deposited electronically into your Bank of Marion account, you get access to your money sooner—without the risk of lost or stolen checks.

Why Choose Direct Deposit for Your Tax Refund?

According to IRS guidance, paper checks are being phased out in favor of electronic transfers. Here is why you should switch:

  • Speed: You may receive your refund within 10–21 days after the IRS accepts your e-filed return.
  • Security: Electronic deposits eliminate the risk of mail theft and check fraud.
  • Convenience: Your money is automatically available in your account to pay bills, track spending, or transfer to savings immediately.

How to Set Up Direct Deposit

Getting your refund faster is simple. When you file your taxes (or provide info to your tax preparer), select "Direct Deposit" as your refund method. You will need two pieces of information:

  1. Your Bank Routing Number.
  2. Your Account Number.

Don't Have an Account Yet?

If you don't have a bank account, you might be delaying your refund. Open a checking or savings account with us today to ensure quick receipt of your refund.

  • FDIC-Insured: Rest easy knowing your deposits are protected.
  • Mobile Banking: Track your refund status and manage your money from your phone.

 

View our checking accounts

 

Image representing tax refund being deposited into a deposit account.